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Often, people look at a mortgage payment and a monthly rent payment and, if the two are even close, they assume that buying is the better deal. After all, if you rent, you’re just throwing your money away. Or are you?

While there are good reasons to buy and equally good reasons to rent, you should carefully consider the total costs of both before you make a decision to do either. Factor in things like the difference in renters insurance and homeowners insurance and the amount of time you will have to spend maintaining a home.

Consider this: If you rent an apartment or house, you have limited peripheral expenses. I

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With the economy the way it is lately, many people are having to rent homes instead of buying them. There are rights out there to protect you as a renter. Knowing these rights is very important when choosing where you rent. There are times that you may run into a landlord who tries to violate those rights and you need to be aware of what to do. Many renters are also running into homes they are renting being foreclosed on. There is help out there for you and you do have rights even then. Here is a list of the top rental law blogs and sites to help you find and research your tenant rights.

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With the emergency budget just around the corner, fears are growing in the insurance sector that the government could be about to increase significantly the amount of tax on standard insurance premiums.

At the moment, tax on insurance premiums stands at 5% for standard policies such as car insurance, home insurance and pet insurance. But there is now speculation that the government could at the least double this rate on June 22 when the budget is announced.

Travel insurance is slightly different because it already carries a 17.5% tax rate. There are now fears that other insurance policies will see this level introduced.

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