Monet money: Insuring and protecting your art

Gina Roberts-Grey

Art and cultural property theft is a thriving criminal enterprise, with estimated losses running as high as $6 billion a year. Insurance experts suggest that owners of precious art and cultural artifacts follow some basic strategies to safeguard their property while it’s still in their hands.

Get it insured

The process of insuring art is fairly simple, says Steve Brooks, president of B&B Premier Insurance Solutions Inc.in Agoura Hills, Calif. You may be able to buy a special schedule or “rider” to your existing homeowner’s policy that provides extra coverage for a particular item, such as a Picasso painting. A rider

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Tags: Art

Posted by Laura Lopez 11 10, 11
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What is Specialized Insurance Cover?

In the increasingly competitive world, it is essential for everyone to go an extra mile and perhaps indulge in some unconventional and risky methods of practice to get ahead. This is all in good interest but it just might lead to some unforeseeable and undesirable situations that are best avoided. However, in some cases that is just not possible. In a lot of cases, all these scenarios end up being financially heavy on your professional life. Specialized Insurance cover is that insurance that takes care of the financial liability in such scenarios. Read all post…

Tags: Professional liability insurance

Posted by Admin 11 07, 11
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Save Money on Your Travel Flights

Pick up a bigger bargain by following some flight-buying tips for your next vacation. There are plenty of travel bargains out there for wise travelers. One thing you shouldn’t ignore, even if you are trying to save money, is travel insurance. A comprehensive international travel insurance policy with trip cancellation cover helps save you money in the event you need medical care or you need to cancel your flight. 

Buy your flights first thing on Wednesday morning (based on the time zone where the airline operates). By Wednesday morning people who bought discount fares when they came out over the weekend, and didn’t pay in the required time, lose the discount fares back into the booking system. You

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Tags: Travel, Travel Flights

Posted by Makayla Greville 11 07, 11
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Insurers must prevent auto claimants from feeling ‘total loss’

Insurers must be quick and fair throughout the claims process, communicating more with customers, to improve peoples satisfaction when making an auto insurance claim, a new study says.

Satisfaction averages 811 on a 1,000-point scale among auto insurance claimants who incur a total vehicle loss, an average 42 points lower than among those with a repairable vehicle claim, according to report by J.D. Power and Associates.

The gap is attributed to a lack of satisfaction with the settlement among total loss claimants: about 50% of total loss claimants say the settlement they received wasnt enough to replace their totaled vehicle with a similar make/model vehicle, the report found.

About 16% of auto physical damage claims result in a total loss each year, the report said.

The report showed that insurers can deliver a “satisfying” experience by being available when claimants have questions, explaining the claims process and following up with claimants. Ins

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Tags: Auto, Insurers Must

Posted by Lisa Wilson 11 01, 11
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Confused.com launches its 2-for-1 dining card to say thank you to customers

Confused has announced it is to say thanks to its customers by launching a 2-for-1 dining card

Confused has launched a 2-for-1 dining card in conjunction with Hi-Life to say thank you to customers who purchase car insurance or home insurance in November through Confused.

Discounts and offers on expenses like dining out and entertainment are bing more important as inflation erodes peoples disposable ie and many people have to tighten their purse strings.

Recent research by the Institute for Fiscal Studies identifies that there has been a fall in median net household ie of 3.5%, the largest single-year drop since 1981.*

These additional pressures on ies mean people are not only on the lookout for bargains but are also bing savvier.

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Tags: Customers, Dining Card, Say Thank

Posted by Laura Lopez 11 01, 11
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Build a Gift Budget You Can Afford

Plan ahead to get something for everyone on your list.

“I won’t spend more than I can afford.” Chances are, you tell yourself that every holiday season. But can penny-pinching and gift-giving peacefully co-exist?

Of course. You can indulge your loved ones and still afford your personal expenses. Drafting a budget is the first step.

  • First, account for all of the normal bills and personal expenses that will be due around the holidays.
     
  • Then, make a list of everyone you buy for and set a dollar amount for each person.

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Tags: Afford

Posted by Makayla Greville 10 31, 11
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Startups Awards 2011 – Online Business of the Year finalist!

iCarhireinsurance.com is now officially one of the UK’s hottest new companies, according to the Startups Awards 2011.

Down to the last three for the Online Business of the Year Award, StartUps.co.uk described iCarhireinsurance.com as “a groundbreaking new online insurance service that individuals and companies that hire vehicles in the UK or abroad cannot afford to be without.”

 

“iCarhireinsurance.com offer a range of policies that are fully comprehensive, simple to understand, unbeatable value and they can be used with any car and van rental agreements worldwide.”

 

We couldn’t have said it better ourselves!

Now in their eighth year, the Awards have earned a reputation for spotting and recognising some of the UK’s most promising entrepreneurial talent, with previous winners going on to enjoy phenomenal successes.

The judges assess on a wide range of criteria, such as: business success either by increase in sales and unit volume, market research and identification of customer focus, organisational and team building effectiveness, strategic planning, overcoming obstacles and barriers to success, visionary leadership, social and community responsibility.

We find out who the winners are on 2nd December 2011.  Stay tuned.

Tags: Awards 2011, Online Business, Startups Awards 2011, Year

Posted by Lisa Wilson 10 30, 11
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