We have been writing vacant homes for a long time. 90% of the clients that contact Vacant Home Insurance Now are completely blindsided by the fact that their homeowners insurer does not provide coverage for a home that they consider empty, vacant, or unoccupied. This is happening so much we felt we had to spread the word and write about it.
If the above is true, and we now have the credible sample size to prove that it’s true, there are tens of thousands of homes out there that may have no coverage due to vacancy but the owner believes the house is fully covered. Read all post…
Find house insurance that protects you from all possible losses, such as the loss of your home, loss of personal belongings, losses arising from personal liabilities and losses from disasters not covered by standard home insurance policies.
A standard home insurance policy covers your house and its contents in case of damage, theft and losses due to fire and other natural disasters except flood and earthquake. Your standard policy also covers your personal liability in case someone gets injured while staying within your property.
Since there are natural disasters that are too costly for insurance firms to cover, these risks are not covered in a standard house insurance policy.
If you are still looking for a homeowner insurance policy, find home insurance that provides replacement-cost coverage for both your house and its contents. If you already have a policy, check it and make sure it uses the replacement-cost method when calculating the amount of claims after your house and its contents are damaged or destroyed.
Most standard home insurance policies use the actual-cash value method when calculating amounts of claims for the contents of the house. However, insurance companies offer the replacement-cost value for both the structure and the contents to clients who prefer it.
04 Sep
Posted by Admin as Home Insurance
In the midst of hurricane season and with the wildfires burning in California, many homeowners are thinking about the coverage they have on their home for major disasters.
And while certain disasters (like hurricanes, tornadoes, flash flooding, wildfires, etc) will strike very specific parts of the country- no part of the country is completely safe from a disaster occurrence. It’s not something that anyone particularly wants to have to think about- but it’s important to consider the possibility of disaster strike in your part of the country.
The best thing a homeowner can do is be prepared. Knowing h
10 Reasons to Buy CIA Let Property Insurance
CIA Let Property Insurance will easily and quickly compare market rates from the UK’s leading let property insurance providers.
Whether you own one property or have an extensive portfolio CIA Let Property Insurance can offer the most competitive policy with the most comprehensive covers available.
CIA Let property is a dedicated specialist providing landlords and property owners/agents with a full insurance solution and service.
1. One month challenge
If you can find the same insurance cover for a better rate elsewhere in the market within 28 days of purchase, CIA will either match the rate or refund the policy in full.
2. Read all post…