Matrix Direct, a nationwide leader in direct-to-consumer term life insurance products, now encourages consumers to communicate directly with the company via social media. By using the new Ask an Expert option, consumers can ask questions about term life insurance through Twitter and Facebook and get answers directly back from the company.

Matrix Direct developed the Ask an Expert feature as part of an ongoing commitment to assist consumers and answer questions in a convenient, timely manner.

Ask an ExpertBy clicking on the Ask an Expert links on MatrixDirect.com, consumers are directed to a webpage on the site where they can choose to message the company through either Twitter or Facebook.

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December might be a busy month, but we still received plenty of entries into our monthly travel writing competition, My World First. Just like last month, theres no shortage of rousing reads and the overall standard of writing is great. Thank you to everyone who entered. Our judging panel are about to get to work and the winner will be announced in our newsletter shortly. You can sign up at .

My World First is a competition that rolls from month to month and weve already been sent the first few entries for Januarys competition.

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Most hotels you will visit on your travels will be very safe and you won’t have a problem with security, especially if you visit the chain hotels and larger properties. However, occasionally you may encounter problems. Keep in mind that you need to take out international travel insurance to cover any potential issues. Be prepared with travel insurance and the following tips.

When you enter your room, look out for the closest emergency exit outside your room. you should also memorize how many doors there are between the exit and your room, and how many steps you need to take. This will be useful in case of a fire.

Don’t open the door to strangers and don’t give out your hotel room number. Alway

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What makes you live your life is because you have courage to face every surprise that comes to it. When a surprise comes, you know you have to know what to do and what kind of protection you should have. But sometimes things can be different, sometimes things can be out of reach. For example, you would never know what it would be in your life when you make a decision. It could be good or it could be better.

This is one reason why many people prefer to choose some insurance to protect them. Usually, the insurance comes as the best answer to all problems. This reason can also be yours if you think you need to be protected from the problems around you.

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Sales of wood-burning stoves are heating up. The number of U.S. households being heated with wood jumped by 34 percent from 2000 to 2010, according to U.S. Census Bureau data. That’s a bigger increase than for any other type of heating fuel.

Using a wood-burning stove as primary or secondary source of home heat can be a great way to cut your energy costs. But it also brings up questions about your home insurance and concerns about safety.

Loretta Worters, a spokeswoman for the nonprofit Insurance Information Institute, suggests that before you install a wood-burning stove, you should contact your home insurance agent. I

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