This Wednesday (30th November), thousands of UK Border Agency (UKBA) staff will be absent from the UK’s ports and airports as part of a nationwide public sector strike. With 60,000 travellers passing through immigration each day at Heathrow alone, it’s hard to overstate the scale of disruption that looks set to be caused. What happens if you are affected? Can you seek compensation? What’s covered by your travel insurance?

Here’s some help and advice.

As you’d expect, the Border Agency walkout is anticipated to hit the UK’s busiest airports hardest. Heathrow Ai Read all post…

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Travel insurance is not normally top of the priority list when planning holidays but it should be. Tour companies know that, and thats why they normally insist travellers have insurance. Travel insurance typically covers cancellation and curtailment, personal liability, personal possessions, injury & illness and emergency assistance.

The most significant insured risk is the medical one. If you have a serious medical emergency whilst abroad, valid travel insurance could literally be the difference between life & death, and will cover the assistance costs an air ambulance back to the UK from the East Coast of the USA could set you back 50,000 otherwise. Read all post…

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iCarhireinsurance.com featured again in the Sunday Times this weekend (13 November 2011), this time for its car club insurance which protects customers who are members of car sharing clubs from high excess charges.

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We have all placed our faith in medicine at one time or another and where professional advice is given may not always consider questioning a final decision.  But if the wrong illness or treatment is diagnosed then medical negligence and personal injuries can render devastating effects.

Whereas the majority of solicitors have a legal team dedicated to personal injury claims and services, far fewer firms specialise in specific areas.

Unless you have regular dealings with a firm of solicitors or a recommendation from a reliable source, choosing the right solicitor is a very important part of the decision-making process when making any personal claim.

A good solicitors website should offer free advice on a variety of questions that may well be central to your considering starting a claim procedure who will pay your legal fees, how to choose the right solicitor and how long do you have to decide whether to start a claim.

In times like these it’s fair to say that businesses in all sectors look to branch out and offer other services that they may not have the necessary experience or expertise.  Like I.T companies, solicitors can offer a wide range of services but a company website can sometimes offer a clue as to where their core expertise lies.

I see many I.T company websites that promote themselves as offering I.T support, networking, server management, computer repairs and right at the bottom of the list, lost in comparison with the other services and website design.  If this doesn’t prove they are I.T experts rather than web designers then their own website and portfolio generally underlines more initial thoughts; and solicitors’ websites can be read in much the same way.

It will either list absolutely every conceivable service a firm of solicitors can offer, in which case you will want to the reassurance that this company is large enough to have an experienced department in every field or you want the reassurance that the solicitors you choose are suited to requirements.  In the case of medical negligence, it is vital that the solicitors you choose to represent you, is a company that specialise in this niche field.

Medical negligence claims can be very time-consuming and involved.  It is therefore crucial for you to have full confidence in the experience and expertise of the lawyer or lawyers that are in charge of your claim.

are a firm of solicitors that specialise in medical negligence and personal injury claims. Their webs

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A.M. Best has affirmed the financial strength rating (FSR) of A+ (Superior) and issuer credit rating (ICR) of “aa-“ of The Wawanesa Mutual Insurance Company, based in Winnipeg, Manitoba. The rating agency also affirmed the FSR of A (Excellent) and the ICRs of “a” of Wawanesa’s wholly-owned property/casualty subsidiary Wawanesa General Insurance Company of San Diego and its wholly-owned life/health subsidiary Wawanesa Life Insurance Company of Winnipeg.

The outlook for all ratings is stable. Concurrently, A.M. Best has withdrawn the FSR of A+ (Superior) and ICR of aa- of The Wawanesa Mutual Insurance Company US Branch (San Diego, CA) as this branch has been dissolved.

A.M. Best said t

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