Cheap home insurance is affordable through voluntary excess, the improving security at home, no reduction in claims and neighborhood watch. These simple changes can save money. Policy holders can benefit from the cheap home insurance and economize money. While home insurance is essential, the cost can be reduced by an excess of voluntary payment, enjoying a discount for lack of claims, participation in neighborhood watch or improving home safety. Read all post…
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Your home is the biggest investment you made. Purchasing a home insurance plan is the best way to secure your home and your valuables from disasters...
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Cheap home insurance is affordable through voluntary excess, the improving security at home, no reduction in claims and neighborhood watch. These...
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Investing for the house may be the most important step when buying a new home. That’s why many people go to buy an insurance policy for the...
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What you need to do for getting a cheap home insurance
FIO’s report on insurance regulation could have many tentacles
A report expected from the Federal Insurance Office later this month, addressing how to modernize and improve insurance regulation, could significantly affect the insurance industry, according to an industry regulatory expert.
The report from the new U.S. Treasury Department unit, ordered by the Dodd-Frank Act, is expected to guide public policy decision-making in the insurance industry at the federal level and perhaps even at the state level.
Michael Nelson, a lawyer with the New York law firm of Nelson Levine de Luca & Horst who represents insurers and reinsurers, said the new office “provides the federal government with a centralized structure to support its macro-level participation in the insurance industry.” That role could expand, he said.
More than 150 letters of recommendation regarding how the agency should proceed were submitted by the insurance industry.
Nelson notes that the Dodd-Frank Act explicitly states that the FIO does not have regulatory authority, leaving it short of the call by some in Congress to federalize all insurance. Inst
IFB appoints new Director
The Insurance Fraud Bureau (IFB) has appointed Phil Bird to the role of IFB Director on a six month secondment, effective from February 1.
Since the beginning of December, Phil has been overseeing the day-to-day operations of IFB while continuing to manage the customer services operations for MIB.
Phil will report to the IFB Supervisory Board, which will meet in February for the first time since it was established, and during the next 6 months the Board members will consider the responsibilities and requirements of the IFB Director role.
Part of the organisation’s new 3-year strategy is to deliver enhanced services to its customers, including developing fraud detection capabilities at the application stage.
David Neave, Chairman of the IFB Supervisory Board said, “Phil will work closely with the new members of the IFB Supervisory and Technical Boards to build their familiarity with the IFB’s operations.
“This will ensure that the strategy is rolled out as planned and that the investment is delivering the fraud detection services required by the industry. These c
6 Ways to Save at the Auto Shop
Make the most of your time and repair money with these tips.
Don’t let a visit to the repair shop put a dent in your wallet. Consider these six tips from “The Car Coach,” author and automotive analyst Lauren Fix:
- Stick to the owner’s manual recommendations. Most manuals lay out a lifetime maintenance plan to keep your vehicle running reliably with minimal repairs and costs. The manual also provides solid information to refer to before you get the car serviced. “It ma
My World First competition update! Win a Kindle, again!

December might be a busy month, but we still received plenty of entries into our monthly travel writing competition, My World First. Just like last month, theres no shortage of rousing reads and the overall standard of writing is great. Thank you to everyone who entered. Our judging panel are about to get to work and the winner will be announced in our newsletter shortly. You can sign up at .
My World First is a competition that rolls from month to month and weve already been sent the first few entries for Januarys competition.
Staying Safe in International Hotels
Most hotels you will visit on your travels will be very safe and you won’t have a problem with security, especially if you visit the chain hotels and larger properties. However, occasionally you may encounter problems. Keep in mind that you need to take out international travel insurance to cover any potential issues. Be prepared with travel insurance and the following tips.
When you enter your room, look out for the closest emergency exit outside your room. you should also memorize how many doors there are between the exit and your room, and how many steps you need to take. This will be useful in case of a fire.
Don’t open the door to strangers and don’t give out your hotel room number. Alway
