Toasters that turn on by themselves and short-circuiting dishwashers can spark fires costing you thousands of dollars in home repairs. Unfortunately, not all damage caused by appliances is covered by your home insurance policy.
The following appliances caused the greatest number of home fires between 2002 and 2009, according to a Consumer Reports article that relied on data from the U.S. Consumer Product Safety Commission.
Depending on the situation, you may not be covered for damage triggered by an appliance, says Kevin Foley, owner of PFT&K Insurance Brokers in Milltown, N.J.

How to Save Money on UK Home Insurance – Photo by playboy There are specific ways you can lower premium costs for home insurance. Security, crime prevention groups, higher excesses and smart shopping can all help.


